{"id":265238,"date":"2026-08-02T16:43:58","date_gmt":"2026-08-02T08:43:58","guid":{"rendered":"https:\/\/www.peoplex.ai\/?p=265238"},"modified":"2026-08-02T17:12:18","modified_gmt":"2026-08-02T09:12:18","slug":"how-to-opt-out-of-socso-lindung-24-jam","status":"publish","type":"post","link":"https:\/\/www.peoplex.ai\/zh\/tips\/payroll\/how-to-opt-out-of-socso-lindung-24-jam\/","title":{"rendered":"How to Opt Out of Lindung 24 Jam: Step-by-Step Portal Guide (2026)"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"265238\" class=\"elementor elementor-265238\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-19836f0 e-flex e-con-boxed e-con e-parent\" data-id=\"19836f0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-88ee790 elementor-widget elementor-widget-text-editor\" data-id=\"88ee790\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2><strong><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/17.0.2\/svg\/26a1.svg\" alt=\"\u26a1\" \/>KEY TAKEAWAYS<\/strong><\/h2><table><tbody><tr><td><ul><li style=\"font-weight: 400;\" aria-level=\"1\">Opting out of Lindung 24 Jam is only available to local Malaysian employees, and it&#8217;s done through the PERKESO LINDUNG Faedah portal.<\/li><li style=\"font-weight: 400;\" aria-level=\"1\">The deadline is 31 August 2026. If you do nothing, you stay enrolled by default \u2014 and the 0.75% deduction keeps coming out of your pay.<\/li><li style=\"font-weight: 400;\" aria-level=\"1\">After you submit online, you&#8217;ll also need to download the declaration, sign it, and hand it to your HR or payroll team.<\/li><li style=\"font-weight: 400;\" aria-level=\"1\">Few statutory changes have moved as quickly as Lindung 24 Jam. Introduced as a compulsory scheme on 1 June 2026, it became voluntary for local employees barely five weeks later, after the Cabinet responded to public feedback.<\/li><li style=\"font-weight: 400;\" aria-level=\"1\">That whiplash has left a lot of Malaysian workers unsure of what \u2014 if anything \u2014 they need to do.<\/li><\/ul><\/td><\/tr><\/tbody><\/table><p><span style=\"font-weight: 400;\"><strong>IN SHORT<\/strong>: Voluntary does not mean the deduction stops on its own. If you want out, you have to actively say so through the official portal before the deadline. This guide walks you through exactly how to opt out of Lindung 24 Jam, what you give up, the dates that matter, and the final HR step that makes your decision official.<br \/><\/span><\/p><hr \/><p>\u00a0<\/p><h2><strong>What Changed: Lindung 24 Jam Is Now Voluntary (For Local Workers)<\/strong><\/h2><p>Lindung 24 Jam \u2014 officially the Skim Kemalangan Bukan Bencana Kerja (SKBBK) \u2014 extends PERKESO protection to accidents that happen outside working hours, such as road accidents on your own time. When it launched, participation was mandatory for eligible employees.<\/p><p>On 8 July 2026, the Cabinet decided that participation would be voluntary for Malaysian employees. According to Free Malaysia Today&#8217;s reporting on the announcement, PERKESO&#8217;s chief executive explained that anyone who declines the scheme must sign a liability waiver, so that neither PERKESO nor the employer can later be held responsible for non-work accidents. To make that possible, PERKESO opened an online opt-out mechanism \u2014 the Liability Release Declaration \u2014 on 13 July 2026.<\/p><p>\u00a0<\/p><h3><b>Who Can Opt Out, and Who Can&#8217;t<\/b><\/h3><p><span style=\"font-weight: 400;\">The change applies to local employees only. Malaysian citizens and permanent residents may choose whether to stay in the scheme or leave it. For foreign workers, participation remains compulsory, with no opt-out available. This mirrors the direction of travel we covered in our breakdown of<\/span><a href=\"https:\/\/www.peoplex.ai\/zh\/tips\/payroll\/socso-contribution-rates-lindung-24-jam-scheme\/\"> <span style=\"font-weight: 400;\">how SOCSO contribution rates work in 2026<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p><p>\u00a0<\/p><h2><b>Before You Opt Out: What You&#8217;re Giving Up<\/b><\/h2><p><span style=\"font-weight: 400;\">Opting out isn&#8217;t just paperwork \u2014 it removes a layer of protection, so it&#8217;s worth understanding the trade-off first. Once your declaration is processed, you lose entitlement to every Lindung 24 Jam benefit: medical treatment, temporary and permanent disablement benefits, dependants&#8217; benefit, funeral benefit, physical and vocational rehabilitation, the constant attendance allowance, and the education benefit.<\/span><\/p><p><span style=\"font-weight: 400;\">Two things do <\/span><b>not<\/b><span style=\"font-weight: 400;\"> change, and this is where people get confused: your core PERKESO cover \u2014 the Employment Injury and Invalidity schemes your employer contributes to \u2014 continues exactly as before. Opting out only removes coverage for accidents outside work.<\/span><\/p><p><span style=\"font-weight: 400;\">There&#8217;s also no refund of what you&#8217;ve already paid. Because the scheme was mandatory in June, statutory alerts on the opt-out confirm that June contributions aren&#8217;t returned, and the 0.75% keeps being deducted by default until you actively submit your declaration.<\/span><\/p><p>\u00a0<\/p><h2><b>How Do You Opt Out of Lindung 24 Jam Online?<\/b><\/h2><p><span style=\"font-weight: 400;\">The entire process runs through PERKESO&#8217;s self-service portal. Set aside about ten minutes, have your MyKad handy, and follow these steps in order.<\/span><\/p><h3><b>Step 1: Log In or Register on the LINDUNG Faedah Portal<\/b><\/h3><p><span style=\"font-weight: 400;\">Open the LINDUNG Faedah portal at <\/span><a href=\"http:\/\/lindungfaedah.perkeso.gov.my\" rel=\"nofollow noopener\" target=\"_blank\"><span style=\"font-weight: 400;\">lindungfaedah.perkeso.gov.my<\/span><\/a><span style=\"font-weight: 400;\">. If you already have an account, select <\/span><b>Log Masuk<\/b><span style=\"font-weight: 400;\"> (Log In). If it&#8217;s your first visit, register with your details, verify your account, then log in to continue.<\/span><\/p><h3><b>Step 2: Start a New Application<\/b><\/h3><p><span style=\"font-weight: 400;\">Once you&#8217;re in, continue to the application page. Under <\/span><b>Jenis Permohonan<\/b><span style=\"font-weight: 400;\"> (Application Type), select <\/span><b>Baharu<\/b><span style=\"font-weight: 400;\"> (New Application). Take a moment to check that your personal information is correct before moving on, and read the scheme summary the portal shows you.<\/span><\/p><h3><b>Step 3: Choose to Decline<\/b><\/h3><p><span style=\"font-weight: 400;\">Choose the declaration option <\/span><b>&#8220;SAYA MEMILIH UNTUK TIDAK MENYERTAI Skim LINDUNG 24 Jam&#8221;<\/b><span style=\"font-weight: 400;\"> \u2014 this is the &#8220;I choose <\/span><i><span style=\"font-weight: 400;\">not<\/span><\/i><span style=\"font-weight: 400;\"> to participate&#8221; statement. Only one option can be selected, so make sure you&#8217;ve picked the decline option and not the participating one.<\/span><\/p><h3><b>Step 4: Confirm the Declaration and Submit<\/b><\/h3><p><span style=\"font-weight: 400;\">Read the declaration carefully, tick the confirmation checkbox acknowledging that this is your own voluntary decision, and select <\/span><b>Hantar<\/b><span style=\"font-weight: 400;\"> (Submit). The portal will show a final confirmation screen. this particular submission can&#8217;t be edited once sent. You can, however, later re-apply to rejoin the scheme if you change your mind.<\/span><\/p><h3><b>Step 5: Download the Form, Sign It, and Send It to HR<\/b><\/h3><p><span style=\"font-weight: 400;\">This is the step that makes your opt-out stick, and it&#8217;s easy to miss. After submitting, <\/span><b>download the declaration (the Notice of Release of Liability), sign and date it, and keep a copy for your own records.<\/b><span style=\"font-weight: 400;\"> Then pass a signed copy to your HR or payroll team.<\/span><\/p><p><span style=\"font-weight: 400;\">Your employer can&#8217;t opt out on your behalf, but they <\/span><i><span style=\"font-weight: 400;\">do<\/span><\/i><span style=\"font-weight: 400;\"> handle the actual contribution payments \u2014 so they need your signed declaration to stop the deduction.<\/span><a href=\"https:\/\/www.thestar.com.my\/news\/nation\/2026\/07\/11\/form-available-to-opt-out-of-lindung-24-jam\" rel=\"nofollow noopener\" target=\"_blank\"> <span style=\"font-weight: 400;\">The Star reported<\/span><\/a><span style=\"font-weight: 400;\"> that PERKESO expects employees to notify the HR department that manages contributions, exactly for this reason.<\/span><\/p><p>\u00a0<\/p><h2><b>What Is the Deadline to Opt Out of Lindung 24 Jam?<\/b><\/h2><p><span style=\"font-weight: 400;\">The opt-out window runs from <\/span><b>13 July 2026 to 31 August 2026.<\/b><span style=\"font-weight: 400;\"> If PERKESO receives no declaration from you by 31 August, you&#8217;ll be treated as continuing in the scheme automatically \u2014 and the deduction carries on.<\/span><\/p><p><span style=\"font-weight: 400;\">In other words, there&#8217;s no deadline to <\/span><i><span style=\"font-weight: 400;\">stay<\/span><\/i><span style=\"font-weight: 400;\">; there&#8217;s only a deadline to <\/span><i><span style=\"font-weight: 400;\">leave<\/span><\/i><span style=\"font-weight: 400;\">. Silence keeps you enrolled. If you&#8217;ve decided to opt out, guidance on the deadline advises submitting early rather than waiting, to avoid portal congestion as the cut-off approaches.<\/span><\/p><p>\u00a0<\/p><h2><b>Can You Rejoin After Opting Out?<\/b><\/h2><p><span style=\"font-weight: 400;\">Yes \u2014 the process isn&#8217;t necessarily one-way. PERKESO published an updated participation form on 16 July 2026 that, according to analysis of the revised form, introduces an opt-out-to-opt-in application and a way to update the employer responsible for your participation when your job changes.<\/span><\/p><p><span style=\"font-weight: 400;\">That said, the finer points of approval and effective dates are still governed by PERKESO&#8217;s procedures, and any resumed coverage only begins once contributions restart. If rejoining is a realistic possibility for you, confirm the current mechanism directly with PERKESO before you decide. You can reach the SOCSO Call Centre at 1-300-22-8000.<\/span><\/p><p>\u00a0<\/p><h2><b>What This Means for Employers and HR Teams<\/b><\/h2><p><span style=\"font-weight: 400;\">For HR and payroll, the shift creates a quiet compliance burden. You can&#8217;t submit opt-outs for your staff, but you&#8217;re expected to stop the deduction promptly once an employee gives you their signed declaration \u2014 and to keep those declarations on file in case of a future audit.<\/span><\/p><p><span style=\"font-weight: 400;\">Practically, that means communicating the 31 August deadline clearly, collecting signed forms, and making sure your payroll run reflects each employee&#8217;s status correctly for the right month. This is far easier on a system that tracks statutory changes for you, which is exactly the thinking behind our<\/span><a href=\"https:\/\/www.peoplex.ai\/zh\/tips\/payroll\/your-essential-outsourcing-guide-to-payroll-service-for-small-business-in-malaysia\/\"> <span style=\"font-weight: 400;\">payroll service built for Malaysian SMEs<\/span><\/a><span style=\"font-weight: 400;\">. When rates and rules move mid-year, manual tracking is where errors \u2014 and penalties \u2014 creep in.<\/span><\/p><p>\u00a0<\/p><h2><b>The Bottom Line on Opting Out of Lindung 24 Jam<\/b><\/h2><p><span style=\"font-weight: 400;\">If you want to leave Lindung 24 Jam, the path is clear: submit your declaration on the LINDUNG Faedah portal, then sign and hand the form to HR \u2014 all before 31 August 2026. Do nothing, and you stay in, with the 0.75% deducted every month.<\/span><\/p><p><span style=\"font-weight: 400;\">Whichever way you lean, make it a deliberate choice rather than a default one, and weigh the non-work-hours protection you&#8217;d be giving up. For HR teams managing dozens of these declarations at once,<\/span><a href=\"https:\/\/www.peoplex.ai\/zh\/tips\/payroll\/why-peoplex-offers-the-most-reliable-payroll-service-in-malaysia-for-modern-teams\/\"> <span style=\"font-weight: 400;\">payroll that stays aligned with SOCSO changes<\/span><\/a><span style=\"font-weight: 400;\"> turns a messy compliance scramble into a routine payroll step.\u00a0<\/span><\/p><p>\u00a0<\/p><h2><b>How PeopleX Payroll Keeps Your Business Compliant with Lindung 24 Jam<\/b><\/h2><p><span style=\"font-weight: 400;\">The opt-out change quietly turned a single, uniform deduction into a moving target. You&#8217;re now tracking different rules for local and foreign workers, a hard 31 August cut-off, a per-employee participation status, and a stack of signed declarations you need to keep for audit. That&#8217;s a lot to manage by hand across a growing headcount.<\/span><\/p><p><span style=\"font-weight: 400;\">PeopleX is built to absorb exactly this kind of statutory churn. The system keeps SOCSO settings current, so the 0.75% Lindung 24 Jam deduction is applied \u2014 or correctly stopped \u2014 for the right employee in the right month, without anyone re-checking rates against the latest circular. It also respects the local-versus-foreign distinction automatically, so foreign workers stay enrolled while local employees who&#8217;ve opted out drop off, with every change reflected on itemised payslips your team can defend.<\/span><\/p><p><span style=\"font-weight: 400;\">Just as importantly, PeopleX moves when PERKESO moves. As the rules keep evolving \u2014 the 16 July participation form, the opt-in and change-employer options, and the year-end review still to come \u2014 your payroll stays aligned instead of relying on HR to monitor announcements manually. That&#8217;s the difference between a compliance scramble and a routine payroll run.<\/span><\/p><p><span style=\"font-weight: 400;\">Talk to <\/span><a href=\"https:\/\/www.peoplex.ai\/zh\/\"><span style=\"font-weight: 400;\">PeopleX<\/span><\/a><span style=\"font-weight: 400;\"> about keeping your statutory deductions accurate \u2014 every cycle, without the manual chase.\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>KEY TAKEAWAYS Opting out of Lindung 24 Jam is only available to local Malaysian employees, and it&#8217;s done through the PERKESO LINDUNG Faedah portal. The deadline is 31 August 2026. If you do nothing, you stay enrolled by default \u2014 and the 0.75% deduction keeps coming out of your pay. After you submit online, you&#8217;ll [&hellip;]<\/p>\n","protected":false},"author":94,"featured_media":265239,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mo_disable_npp":"","footnotes":""},"categories":[72,7],"tags":[],"class_list":["post-265238","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-payroll","category-tips"],"jetpack_featured_media_url":"https:\/\/www.peoplex.ai\/wp-content\/uploads\/2026\/08\/Socso-Lindung-24-Jam-Opt-Out.jpg","_links":{"self":[{"href":"https:\/\/www.peoplex.ai\/zh\/wp-json\/wp\/v2\/posts\/265238","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.peoplex.ai\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.peoplex.ai\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.peoplex.ai\/zh\/wp-json\/wp\/v2\/users\/94"}],"replies":[{"embeddable":true,"href":"https:\/\/www.peoplex.ai\/zh\/wp-json\/wp\/v2\/comments?post=265238"}],"version-history":[{"count":9,"href":"https:\/\/www.peoplex.ai\/zh\/wp-json\/wp\/v2\/posts\/265238\/revisions"}],"predecessor-version":[{"id":265252,"href":"https:\/\/www.peoplex.ai\/zh\/wp-json\/wp\/v2\/posts\/265238\/revisions\/265252"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.peoplex.ai\/zh\/wp-json\/wp\/v2\/media\/265239"}],"wp:attachment":[{"href":"https:\/\/www.peoplex.ai\/zh\/wp-json\/wp\/v2\/media?parent=265238"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.peoplex.ai\/zh\/wp-json\/wp\/v2\/categories?post=265238"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.peoplex.ai\/zh\/wp-json\/wp\/v2\/tags?post=265238"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}